What Are Dividends? Definition: Dividends are payments made by corporations to their shareholders, typically as a percentage of their profits. Frequency: Dividends can be paid quarterly, semi-annually, or annually, depending

An ETF (Exchange-Traded Fund) is a type of investment fund that holds a collection of assets such as stocks, bonds, or commodities. Similar to a mutual fund, an ETF provides

What is Value Investing? Value investing is an investment strategy where investors look for stocks that are undervalued relative to their intrinsic value. The goal is to purchase these stocks

What Are Small-Cap Stocks? Definition: Small-cap stocks refer to companies with a market capitalization typically between $300 million and $2 billion. Growth Potential: These companies are often in the early

The risks of investing include market risk (the risk that the market value of your investment will decline), inflation risk (the risk that the returns on your investment won’t keep

What Are Bond Yields? Bond yields represent the return an investor can expect to receive from a bond, expressed as a percentage of the bond's face value. Types of Bond

How ETFs and Mutual Funds Are Different for Investors What Are ETFs? Definition: Exchange-Traded Funds (ETFs) are investment funds that hold a collection of assets, such as stocks or bonds,

Risk tolerance refers to the level of risk an investor is willing to take on in their investment portfolio, typically based on factors such as their financial goals, time horizon,

A Roth IRA (Individual Retirement Account) is a type of retirement savings account that allows your investments to grow tax-free. Unlike a traditional IRA, where contributions may be tax-deductible but

Investing in international stocks can provide diversification, reduce portfolio risk, and open up opportunities for growth in foreign markets. By investing outside your home country, you gain exposure to companies

Minimizing investment risk is essential for achieving long-term financial goals without exposing yourself to unnecessary losses. While it's impossible to eliminate risk entirely, there are several strategies you can use

Diversification is the practice of spreading your investments across a variety of asset classes, sectors, and geographic regions to reduce risk. The basic principle is that different investments react differently